Car insurance will be much more expensive from January 1, 2025!

Car insurance will be a lot more expensive from January 2025 – up to 20% more! As soon as you receive a letter from your insurance company, all alarm bells should go off. Here are 10 tips on how you can reduce your car insurance costs with the right strategy! Now is the perfect opportunity – you can save money with the PepperPapers sample notice of termination for your car insurance!

1. use the special notice period 🚨

If your insurance company increases your premiums, you have the right to special termination – within one month of receiving the letter. It’s important not to miss this deadline.

2. check the mileage 🚗

Are you driving fewer kilometers than estimated when you signed the contract? Take a look at your documents, such as workshop invoices. Lower mileage can reduce your premium – often even retroactively.

3. restrict the number of drivers 👤

Fewer drivers means less risk. Leave only yourself and possibly one other person in the contract instead of including family or friends.

4. adjust deductible 💸

A higher deductible lowers the premium. Drive safely? Then consider raising your excess to up to €1,000 for fully comprehensive cover and up to €300 for partially comprehensive cover.

5. indicate parking facilities 🚘

A garage, underground parking garage or carport often saves additional premiums. Notify your insurance company if you have new parking options.

6. accept workshop commitment 🔧

The insurance company specifies the workshop and you save up to 20% on your premiums. This is particularly worthwhile for older cars – for new cars or leased vehicles, however, the workshop should be manufacturer-certified.

7. one-off payment instead of installments 🧾

If you pay the annual premium all at once instead of monthly, you can often save up to 8%. This means you save directly on your premium and save on installment surcharges.

8. bundle several insurances 🏠🚙

Do you already have other insurance policies with a provider? It doesn’t cost anything to ask! Many insurers offer attractive discounts for three or more policies.

9. compare downgrading tables 📈

If you had an accident last year, check the downgrading tables for your new insurance. The downgrading varies depending on the provider.

10. use PepperPapers sample notice of termination 📄

Prepare your switch now with our legally compliant sample termination notice and start immediately – simply, quickly and effectively.

Still have questions or want to get started right away? Get the PepperPapers cancellation sample and secure your savings potential!